Christmas and winter overlays
This set of Christmas and winter overlays are perfect to create scrapbook papers, stationery and holiday backgrounds.
These are not finished black and white digital papers, these are templates to make you own designs. The white areas you see in preview are transparent so you will be able to load these templates in Photoshop to change their appearance as you wish.
If you are not familiar with overlays, I have this tutorial here.
You can find these overlays here: